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Make sure to check your Closing Disclosure to your Loan Estimate, as fees have limitations on what can change. If your final costs exceed...

A Loan Estimate (LE)  is a standardized document that provides detailed information about the costs and terms of a mortgage loan. Issued...

YES. Many borrowers don't know you can negotiate your rate, but many loan officers expect you to negotiate. Lenders are often willing to...

To be honest, as many as you have time to. Get a mix of lender types (banks, brokers, etc.) and make sure to ask for a loan estimate from...

If you have a fixed-rate mortgage (like a 30-year fixed), your interest rate and principal payment remain constant for the life of the...

Are mortgage points a scam? Sometimes. Mortgage points, also referred to as discount points, are a tool offered by lenders to help...